Saving Money vs Immediate Spending - TOEFL Speaking Practice Test (Independent)
"Dive yourself into the TOEFL Independent Speaking Practice Test on 'Saving Money vs Immediate Spending' along with sample answers and acquire the skills to score higher."
Key Highlights
In the TOEFL Speaking Independent Section, the TOEFL iBT® exam puts your ability to assessed based on your capability to think clearly and state your thoughts. To ace the section, you need to put down your opinion as well as thoughts within a time frame of 15 seconds and only 45 seconds would be allowed for speaking. Therefore, effective structuring of an answer develops from awareness of time while also utilising your speaking skills such as fluency and clear pronunciation. This would build your confidence which you would be conveying through speaking with clear pronunciation and fluency in the stipulated time limit. Therefore, preparedness for the actual exam day requires practice of time management techniques and speaking fluently.
The TOEFL Speaking Independent Practice Test on 'Saving Money vs Immediate Spending' includes two sample answers as well as the rater's comments which would help you understand the distinction between two scores. You can attempt this practice test to note your areas of improvement and also get familiar with the exam pattern. Becoming self-assured is one of the key skills which you need to develop in order to ideate within the given time limit.
Shall we dive into it? Let's get started!
Instructions:
- You'll receive a familiar topic to speak about with no accompanying reading or listening passages.
- After hearing the question, you will have 15 seconds to prepare your response and 45 seconds to deliver it.
- Remember, 15 seconds might seem short, but it's ample time for preparation.
- For this Question, you'll encounter two situations or opinions and must express your preference, providing reasons for your choice.
Now, play this Audio to hear the Question.
Question:
Some people prefer to save money for future needs, while others believe in spending money immediately to enjoy life in the present. Which approach do you prefer and why? Provide specific reasons and examples to support your choice.
Preparation Time: 15 Seconds
Response Time: 45 Seconds
Points to Remember
When addressing the question about saving money vs immediate spending, consider these key points to craft a well-rounded response. You must clearly state your position and provide specific reasons to justify your opinion. Include relevant examples and maintain a clear, logical organization. Your response should be concise yet detailed enough to demonstrate your speaking abilities within the time limit.
Answer Key with Explanation for TOEFL Independent Speaking Test - Saving Money vs Immediate Spending
Here, we've included two sample answers, one at a mid-level and one at a high-level proficiency. By comparing the differences in language use, you will gain valuable insights into the key elements that contribute to achieving a higher TOEFL score.
Listen to the audio recording to hear a mid-level answer to the provided question.
Mid-Level Answer Audio Transcript:
I prefer, um, spending money now because it make me happy. When I buy things, like, I feel good. For example, last week I buy a new phone, and it was, uh, exciting. Spending money now is better because it is fun. Also, when I go to restaurant, I enjoy the food. Spending money now is better because it is fun. But, um, saving money is also important, but I think spending is more fun. I think spending is more fun. So, I prefer to spend money now because it make me happy and, uh, I enjoy life more. Spending money now is better because it is fun.
Rater’s Comment:
The response demonstrates significant language errors, such as subject-verb agreement issues: "it make me happy" and tense inconsistency: "last week I buy a new phone." Filler words like "um" and "uh" are frequent, disrupting fluency, and there are unnatural pauses after phrases like "I prefer, um, spending money now." Speech clarity is compromised by choppy delivery and repetitive content, e.g., "Spending money now is better because it is fun." The response lacks depth, with minimal support for the preference stated, and weak transitions between ideas. Repetition of phrases like "I think spending is more fun" indicates limited content development. This response earned a score of 1 due to its limited coherence and language control. To improve, the speaker should focus on reducing filler words, enhancing grammatical accuracy, and providing more detailed examples and reasoning.
Listen to the audio recording to hear a high-level answer to the provided question.
High-Level Answer Audio Transcript:
I prefer saving money for future needs because it provides a sense of security and stability. For instance, when I was in university, I saved a portion of my part-time job earnings. This allowed me to travel to Europe after graduation without financial stress. Saving money also helps in emergencies, such as unexpected medical expenses or car repairs. While immediate spending can bring short-term happiness, the long-term benefits of saving are more significant. It enables me to plan for larger goals, like buying a house or starting a business. Therefore, saving money not only ensures financial security but also allows for more meaningful experiences in the future.
Rater’s Comment:
This response earns a score of 4 due to its effective language use, clear delivery, and well-developed content. The speaker employs advanced grammar structures, such as "when I was in university, I saved a portion of my part-time job earnings," demonstrating control over complex sentences. Sophisticated vocabulary choices like "financial stress" and "meaningful experiences" enhance the response's precision. The delivery is characterised by a natural flow and effective pacing, with clear articulation and smooth transitions, as seen in the shift from discussing university savings to future goals. The content is well-organised, with strong supporting examples, such as saving for travel and emergencies, illustrating the benefits of saving. The progression of ideas is coherent, leading to a compelling argument for saving money. The response's notable strengths include its clarity, coherence, and effective use of language, which should be maintained.
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